Personal Savings Accounts
Regular Savings
- $25.00 minimum balance to open
- Interest will be credited quarterly and acrues daily
- Three free withdrawals per month; a $2.00 fee will be assessed for each withdrawal in excess of three
- Accounts considered dormant after 1 year if no activity; service charge applies
Christmas Club
- $10.00 minimum to open
- $5.00 fee for each withdrawal made prior to maturity
- Interest credited at maturity
- Christmas Club checks will be sent the first week in November
Money Market
- $2,500.00 opening deposit
- $10.00 service charge if balance falls below $2,500.00
- Limited to 6 debits per monthly statement cycle, with only 3 being by check
- This is a tiered rate account (see current rates for more information)
Vacation Club
- $10.00 opening deposit
- $5.00 fee for each withdrawal made prior to maturity
- Interest credited at maturity
- Vacation Club checks will be sent April the 15th
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