Mortgages

Home Mortgages

• We offer fixed rate, adjustable rate, Federal Housing Administration (FHA), and Veterans Administration (VA) loans
• Stated income and no documentation loans are available to qualified borrowers
• Rapid pre-approval process

Construction

• We offer construction, and construction-permanent loans
• One time close loans available
• Rate lock options to guarantee rate on permanent loan

Home Equity Line of Credit

• We offer HELOC's and fixed second mortgages
• Alternative documentation options available to qualified borrowers

Investment Property

• We offer loans on condos, 2-4 unit properties, and single family investment property
• Alternative documentation options available to qualified borrowers

Mobile Homes amd Manufactured Homes

• We offer fixed and adjustable rate loans
• We have options for singlewide, doublewide, and manufactured homes with additions

Reverse Mortgages

• Available to borrower over the age of 62
• Cash advance of the equity in your home
• No mortgage payments required
• Can receive monthly payments from lender, or set up a line of credit for future needs

Land Only Loans

• Purchase of residential lots or unimproved acreage
• We also offer loans to help you build on the unimproved lot

How to Apply

To apply for a mortgage loan you are welcome to give us a call, or come into one of our branch offices. Just ask for one of our qualified loan officers. You may print off our online application package as well, to expedite the process.