Citizens First Bank















				Welcome to our Web Site! We are dedicated to building a home town bank that you can trust. We are excited to be here, you are the ones that have made it possible. Our values enable us to look at each person and help your individual needs. Stop by one of our convenient locations for friendly hometown service. The Board of Directors, officers, and staff invite you to consider Citizens First Bank for your financial needs. We know that you will not be disappointed. Billy M. Rice President and CEO

Citizens First Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. Official Checks issued by Citizens First Bank are drawn on Compass Bank. Compass Bank is also participating in the FDIC's Transaction Account Guarantee Program. Payees listed on Official Checks issued by Citizens First Bank are fully guaranteed by the FDIC for the entire amount of the check through December 31, 2009.
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