Club First

Club First Checking offers you excellent banking services and valuable benefits. Citizens First Bank--where you'll always be first!

Family Plan

If you have a family or simply want the added security of increased protection, we recommend the Family Plan:

  • $30,000 coverage for members (Coverage is divided equally on a joint account.)
  • $2,500 coverage for each dependent child
  • Plus, as a member your coverage increases to $55,000 when you travel as a passenger on a scheduled airline (Coverage divided equally on joint accounts).
  • Monthly fee is only $8.00

Personal Plan

Feel secure with $20,000 coverage on members. Coverage increases to $45,000 while traveling as a passenger on a scheduled airline. (Coverage is divided equally on a joint account.) Monthly fee is only $7.00.


Basic Plan

As a member, you'll receive $10,000 coverage. Coverage increases to $35,000 while traveling as a passenger on a scheduled airline. (Coverage is divided equally on a joint account.) Monthly fee is only $6.00.


The following benefits apply to all three plans:

Credit Card Protection Services
After your cards are registered, just call one toll free number to report a loss or theft. In the event that a fraudulent use occurs, each registered card will be covered for the $50 legal loss liability.

Lost Key Return
A special coded metal medallion makes possible the return of your lost keys, postage paid.

Grocery Coupon Savings
You can order coupons good for more than $250 off various grocery products. Select from more than 1,000 brand-name items in the back of our coupon book. You may also write in an item name if you can't find it on the list.

Travel Discounts
You'll be delighted with the great benefits from the Vacation Pass Travel Savings Program, so make you plans and get ready to start saving up to 50%.

Vision Care Savings
20% - 60% discounts on eye glasses, contact lenses, nonprescription sunglasses, and other items offered at retail.

Travel Rebate Program
Make discount travel reservations conveniently with a toll-free number. Receive 5% rebate on total costs of airline tickets, rail travel, and hotel/motel costs.

Theme Park Discounts
Save on admission to your favorite theme parks across the U.S.A.

Household Inventory
Keep a detailed record of your personal belongings and valuables with an easy-to-complete form.

Money For College
Get the scholarships or grants you need for you family's education.

Mail Order Pharmacy
Mail order prescription services and toll-free number for price quotes on prescription drugs. 24-hour drug information line for up-to-date information on all medications.

Medical ID Card
Keep vital health and personal information on hand at all times.

Custom Trip Routing
Detailed routing for wherever you are going.

Other Services

  • No fee for:
    • Club Checks
    • Travelers Checks
    • Cashiers Checks
    • Photocopies
  • 50% discount on personalized checks
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